Have you experienced thrombosis? Do you have thrombosis in your long-term medical history? If you have an impairment or medical condition that might be stopping you from finding affordable life insurance premiums, iLL can help. With our unique comparison service and network of approved impaired insurance specialists, you can quickly and easily locate the best insurance policy at the right price.
Thrombosis is the development of a blood clot (a thrombus) within a blood vessel. This prevents blood from flowing properly around the body's circulatory system. There are various types of thrombosis – one of the most common is deep vein thrombosis. Thrombosis often requires emergency treatment to treat the blood clot and to stop any other associated medical conditions from occurring such as a pulmonary embolism.
You are more likely to develop thrombosis if you are over the age of 60, obese, smoke, have had a thrombosis before, have undertaken hormone replacement therapy, have suffered from cancer or heart failure, or suffer from varicose veins. Temporary risks of thrombosis can occur if you travel on a long journey for several hours, are dehydrated, confined to a bed and unable to stand, or are staying in hospital with limited ability to move around.
If you have experienced a thrombosis in the past or more recently, you may be worried about whether this will affect your eligibility for affordable life insurance. Depending on the severity of your thrombosis and what caused it, some insurers can be cautious about accepting applications. All insurers have to underwrite applications they receive from customers looking for thrombosis life insurance, and need to manage their level of risk. If you have experienced a thrombosis in the past and required emergency treatment, and have an underlying condition that increases your chance of thrombosis (such as being heavily overweight), it may be more difficult to find an insurer that suits your needs. At iLL, we can help you find the right insurer for your personal circumstances.
As thrombosis is a severe condition that requires emergency treatment and is linked to the circulatory system, you should expect to pay higher premiums if a thrombosis is in your medical history. You may be eligible for cover on standard terms if your thrombosis diagnosis was treated, you have not had any other health complications and your thrombosis was a one-off occurrence. An insurer is likely to want further details from your GP relating to your current state of health and any treatments you are currently undertaking for thrombosis. Prices from insurers will vary depending on who you speak to, which is why iLL is the perfect place to find the best impaired thrombosis life insurance specialist.
You may find that a loading fee is applied to your policy. This is an increase on the price you pay as a premium, depending on your level of risk to an insurer. For instance, if you have experienced a severe thrombosis, have a heightened risk of developing another thrombosis in future, and have to take strong medications to control your symptoms, there is a greater likelihood of you making a claim to an insurance company in future, and a loading fee may be applied to cover this risk.
At iLL, our specialist impaired life insurance partners and comparison service can help you find the right FCA-regulated life insurer that suits your needs, helping you to compare prices and find the best deal on life insurance cover. Getting your quote is simple and easy.
Get your Thrombosis life insurance quote
iLL works with many of the UK's leading thrombosis life insurance providers. With our panel of FCA registered impaired life insurance specialists, you can receive quotes from more than one thrombosis life insurance broker. Just submit your details through one of our quick and easy online forms to receive quotes and be specially matched against the UK's leading FCA-regulated insurance providers. This should help you to find:
Get your Thrombosis life insurance quote
As thrombosis is connected to other health conditions and is a condition that is linked to the circulatory system, some standard insurers may decline you for cover or charge higher premiums, and you may require a policy through a specialist insurer. If you are trying to secure critical illness cover, it is likely that an insurer will request a report from your GP to investigate your medical history and how thrombosis affects your health. If your thrombosis is of a high severity, your policy will likely come with exclusions relating to cardio-vascular and circulatory conditions.
iLL's policy comparison service can help you find the right cover. Every application is assessed differently, so fill in our simple form to get matched with a quote from the right approved and vetted insurer today. It's quick, easy to do and saves you time searching the market.
With iLL you can save money and make the purchasing of life insurance as quick and simple as possible. If you have suffered from thrombosis and require life insurance, fill in our easy 30-second form with your details to be referred to our specialist impaired life insurance partners. Our free service can help you find the best tailor-made policy at the right price.